Borrow, Bank, and Build Credit all in one app. Step gives you smarter tools to help you take control and grow your money quickly.

Step empowers you to build credit, save, invest, and reach financial independence with no fees. Join today and take control of your money!

Borrow, Bank, and Build Credit all in one app. Step gives you smarter tools to help you take control and grow your money quickly.

Step guarantees insured deposits, secured bank information, fraud prevention, and a card lock or freeze feature. Protect your finances—sign up for your Step account today!

Learn about how Step works, how we make money, card protections, making deposits, how to set up direct deposit and other frequently asked questions.

Step is the safe and easy way to build credit history, even before you turn 18. Get a free FDIC insured bank account & Step Visa Card with no subscription fees.

To start earning 3.00% on your savings, subscribe to Step Black. Get it free by setting up a monthly direct deposit of $500 or more to your Step Account, or choose to pay $4.99 per month.

💸 Sending and requesting 💰 How to send and request money with friends on Step By Step5 articles

Step is a credit building app that helps teens and young adults build credit with a secured card, no fees, and smart money tools.

Get cash before payday with Step EarlyPay. Access up to $250 with no interest, no hidden fees, and automatic repayment—safe, fast, and easy.